Affordable Health Insurance
Affordable Health insurance Boca Raton is important for most.
Premium: The amount the policy-holder or his sponsor (e.g. an employer)
pays to the health plan each month to purchase health coverage.
Deductible: The amount that the insured must pay out-of-pocket before the health insurer pays its share.
For example, a policy-holder might have to pay a $500 deductible per year,
before any of their health care is covered by the health insurer.
It may take several doctor’s visits or prescription refills before the
insured person reaches the deductible and the insurance company starts to pay for care.
Co-payment: The amount that the insured person must pay out of pocket before the health
insurer pays for a particular visit or service. For example, an insured person might pay
a $45 co-payment for a doctor’s visit, or to obtain a prescription.
A co-payment must be paid each time a particular service is obtained.
These are some of the items you need to be aware of when it comes to affordable health insurance boca raton.